Wednesday, January 6, 2016

2016 Goals

I know I’m a little late with the 2016 goals, but I bundled
last weekend into 2015 so I could enjoy one more night of wine and yummy food!
This 3 day weekend was amazing. Just having the time to do things around the
house like putting Christmas decorations away, loads of laundry, working out,
and spending some great quality time with family, friends, and of course baby
Hartley. It was a fabulous year seeing her grow and foster into a thriving
toddler and we just can’t wait to see what 2016 has in store for us!

Some of my goals are lifestyle changes that I want to
continue or revamp while others are monetary goals that are fostered by those
lifestyle choices.

#1 – Save $1200 a month

Willie and I have budgeted are whole married life.
Subsequently, we are normally called the cheapos of our group. Willie’s best
man’s speech even included, “if you need a deal or coupon, call Willie because
you know he will find something”. We don’t skip on anything, at least we don’t
feel like we do, but we do make “informed purchases” is what I like to call
them.  Our goal for 2016 is to jointly
save $1,200 a month in order to help contribute towards a home purchase in the
near future. Here are some of my tips that may help you
save:

  • I know it sounds horrible, but it is very true,
    we rarely eat out unless we have a coupon or Groupon/LivingSocial deal
    • Using
      a coupon or local deal can save you anywhere 5-50% every time you eat out. That
      is a lot of saving over a year!
  • Price match and never pay retail!
    • I
      know this may seem simple, but you do not know how many people I know that buy
      off convenience. Don’t do it. Also, never pay retail. I cannot remember the
      last time I bought something retail price. Head straight to a clearance rack
      (DO NOT just distracted by the sparkly shirt in the window), shop at outlets,
      shop sales, and duh…use coupons.
  • Know what you can get second-hand
    • Realizing
      the savings you can achieve by shopping at second-hand markets is the best
      saving tip!
  • Meal prep and eat at home
    • Working
      in Washington, DC, lunches can be upwards of $12 a day! $12, 5 times a week is
      $60. For Willie and I lunches alone would be $120 a week if we ate out every
      day.
    • Drink at home. This includes coffee and alcohol.
    • For
      a family of three, we spend about $200 on groceries (I do buy organic and
      healthier products, so you can lessen this) per week and normally only eat out
      once or twice on the weekend. $200/21 meals (3 meals a day for 7 days of the
      week)/3 people = $3.20 per meal. HUGE SAVINGS!
    • Using Costco or Thrive Market save me a ton on healthy products!
    • I
      meal prep every Sunday, yes…even at 9 p.m. last Sunday night when I was boiling eggs,
      making a paleo egg casserole, and getting our pot roast ready for Monday. This
      allows us to start our week out on the right eating path and not get caught at
      work hungry and running out to fill up on junk and paying convenience prices.

#2 – Save for Hartley’s education

Willie and I started with a financial advisor and I guess
college is important, so here comes another savings goal for the next 17 years 🙂 We are hoping to dedicate
$100 a month towards Hartley’s college fund.

#3 – Live a more toxic free life

After a recent horror story from a good friend about having
a severe allergic reaction to a new couch that had been chemically treated, I
was pushed even further into looking into the toxins that surround us. I have
always been aware and on the “holistic” side of things, but when I was pregnant
I researched the crap out of things, and I was SHOCKED by how many toxins are
in every products. I use my SAVINGS HERE. I eat mostly organic, use Essential Oils, natural cleaning products (I only use Young Living Thieves Cleaner
for Hartley’s things and love Mrs. Meyer’s
honeysuckle scent for dishes), Glass Food Storage, natural
odor/air purifiers (like this amazing Natural Himalayan Salt), and use natural
cosmetics (Arbonne‘s Arbonne RE9 Advanced Set, their Baby Herbal Diaper Rash Cream
is also a miracle). This new year, I am committed to staying on this path
to living a less toxic and environmentally friendly life style. I am also
eating more raw whole foods and lessening my meat consumption!!


#4 – Expand my blog

As a “newbie” I want to expand my blog and learn how to
interact better with my followers. I am committed to grow this blog and hope to
reach 500 followers by the end of the year! Help me by sharing, pinning and tweeting!! Thank you!


#5 – Get inspired and share!

We are all busy…I get it. But this year I am committed to
trying new things, visiting friends more often, learning from others and most
importantly sharing stories, memories, advice with one another. This year will
be full of wonderful inspiration! 

Get ready 2016…I’m coming for you!

Comments

  1. Sounds like a brilliant plan to me! You are on the right track for sure. I remember saving for our first home..before I was even married. It took awhile, but it was so worth it and rewarding that I did it. My husband was still a College student so he couldn't help the cause too much. Even when we were first married, I was just like you, coupons and stay home and eat. Eating out is killer these days! Best wishes to you.

  2. Sounds like a brilliant plan to me! You are on the right track for sure. I remember saving for our first home..before I was even married. It took awhile, but it was so worth it and rewarding that I did it. My husband was still a College student so he couldn't help the cause too much. Even when we were first married, I was just like you, coupons and stay home and eat. Eating out is killer these days! Best wishes to you.

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